What is second-chance checking?

A second-chance checking account is for customers with blemished banking profiles who can’t qualify for standard checking accounts. These special accounts usually have mandatory fees, more restrictions and fewer conveniences.

Where can I get a second chance checking account?

Some banks eventually allow you to upgrade from a second chance checking account to more robust banking options. You can find second chance checking accounts at several nationwide and online banks as well as local banks and credit unions in your state. Account details are accurate as of June 24, 2024. *Offer Details

Which banks offer second chance accounts?

Here are some of the banks that currently offer second chance accounts. Clear Access Checking is a second chance checking account with no overdraft fees. The account requires a $25 minimum deposit to open and carries a $5 monthly fee for account holders over 24 years of age.